The Small-Spend Ledger

Enter an amount, purpose, and expected number of uses. The ledger groups spending by the job it performs—comfort, convenience, connection, curiosity, or pure delight—without assigning moral grades.

Mark whether each item was used, remembered, or replaced when its seven-day outcome is known. This public worksheet keeps entries only for the open page; the useful output is a pattern, not a scolding total.

Tiny spending becomes legible when every coin has a job.